{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-23-139431","form_type":"8-K","ticker":"DAVE","cik":"0001841408","company_name":"Dave Inc./DE","filed_at":"2023-05-09T23:59:59+00:00","discovered_at":"2026-05-14T18:03:41.088811+00:00","generated_at":"2026-06-15T09:57:38.456395+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Dave Q1 revenue $58.9M (+38% YoY); net loss improves 57%; Adj. EBITDA loss down 75% to $4.5M","bullets":["GAAP revenue $58.9M (+38% YoY); non-GAAP revenue $60.6M (+39%).","Net loss improved 57% YoY to $14.0M; Adj. EBITDA loss reduced 75% to $4.5M.","Non-GAAP variable profit margin expanded to 56% from 41% YoY.","ExtraCash originations $798M (+46% YoY); 28-day delinquency improved 67 bps to 2.60%.","Reiterates FY2023 outlook: non-GAAP revenue $235-260M, Adj. EBITDA loss ($50)-($35)M."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-23-139431","json":"https://secwatch.observer/filing/0001193125-23-139431.json","markdown":"https://secwatch.observer/filing/0001193125-23-139431.md","text":"https://secwatch.observer/filing/0001193125-23-139431.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1841408/000119312523139431/0001193125-23-139431-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1841408/000119312523139431/d449932d8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-15T09:57:38.456395+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"e4070f0b0a4e0e2ad0ff183374e6280bb43d5e5c","claim":"Dave Inc./DE reported first quarter ended March 31, 2023 results: revenue $58.9 million, net income ($14.0) million. Guidance reaffirmed.","evidence_excerpt":"Dave Announces First Quarter 2023 Results Q1 GAAP Revenue up 38% Year Over Year to $58.9 Million; Transaction-Based Revenue up 91% Q1 Net Loss Improves by 57% Year Over Year; Adj. EBITDA Loss Reduced 75% to $4.5 Million Reiterates 2023 Financial Outlook and Maintains Nearly $200 Million Available Liquidity","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1841408/000119312523139431/0001193125-23-139431-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"first quarter ended March 31, 2023"},{"label":"Revenue","value":"$58.9 million"},{"label":"Net income","value":"($14.0) million"},{"label":"Guidance","value":"reaffirmed"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}