{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-23-165358","form_type":"8-K","ticker":"SNUS-PI","cik":"0000811830","company_name":"Santander Holdings USA, Inc.","filed_at":"2023-06-12T23:59:59+00:00","discovered_at":"2026-05-14T18:03:42.331290+00:00","generated_at":"2026-06-14T03:22:56.826239+00:00","sec_items":["8.01","9.01"],"event_type":"debt","sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"confidence":"high","headline":"Santander Holdings USA issues $500M 6.565% fixed-to-floating senior notes due 2029","bullets":["Issued $500M aggregate principal of 6.565% Fixed-to-Floating Rate Senior Notes due 2029.","Notes priced with fixed rate of 6.565% for initial period, then floating rate tied to SOFR plus spread.","Underwriters: Santander US Capital Markets, Citigroup Global Markets, Morgan Stanley, Wells Fargo Securities.","Issuance completed on June 12, 2023; proceeds for general corporate purposes."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-23-165358","json":"https://secwatch.observer/filing/0001193125-23-165358.json","markdown":"https://secwatch.observer/filing/0001193125-23-165358.md","text":"https://secwatch.observer/filing/0001193125-23-165358.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/811830/000119312523165358/0001193125-23-165358-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/811830/000119312523165358/d517771d8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-14T03:22:56.826239+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}