{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-23-190501","form_type":"8-K","ticker":"BCBP","cik":"0001228454","company_name":"BCB BANCORP INC","filed_at":"2023-07-20T23:59:59+00:00","discovered_at":"2026-05-14T18:03:33.360299+00:00","generated_at":"2026-06-13T05:26:11.912819+00:00","sec_items":["2.02","8.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"confidence":"high","headline":"BCB Bancorp Q2 net income $8.6M, EPS $0.50; declares $0.16 dividend","bullets":["Q2 net income $8.6M ($0.50 diluted EPS); adjusted EPS $0.53 excluding unrealized losses on equity securities.","Net interest margin fell to 2.92% from 3.15% prior quarter and 3.74% year ago; provision for credit losses $1.35M.","Declared $0.16 quarterly cash dividend, payable Aug 18, 2023 to shareholders of record Aug 4, 2023.","Total loans net increased 9.0% YTD to $3.32B; non-accrual loans only 0.17% of gross loans.","Efficiency ratio improved to 52.3% from 53.7% in Q1 2023."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-23-190501","json":"https://secwatch.observer/filing/0001193125-23-190501.json","markdown":"https://secwatch.observer/filing/0001193125-23-190501.md","text":"https://secwatch.observer/filing/0001193125-23-190501.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1228454/000119312523190501/0001193125-23-190501-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1228454/000119312523190501/d472389d8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-13T05:26:11.912819+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"f09eacd144a050c44e1345e453fb4edcaccc9ff8","claim":"BCB BANCORP INC reported second quarter of 2023 results: net income $8.6 million, EPS $0.50.","evidence_excerpt":"BCB Bancorp, Inc. (the “Company”), (NASDAQ: BCBP), the holding company for BCB Community Bank (the “Bank”), today reported net income of $8.6 million for the second quarter of 2023, compared to $8.1 million in the first quarter of 2023, and $10.2 million for the second quarter of 2022. Earnings per diluted share for the second quarter of 2023 were $0.50, compared to $0.46 in the preceding quarter and $0.58 in the second quarter of 2022.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1228454/000119312523190501/0001193125-23-190501-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"second quarter of 2023"},{"label":"Net income","value":"$8.6 million"},{"label":"EPS","value":"$0.50"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}