---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-23-192248"
form_type: "8-K"
ticker: "MFIN"
cik: "0001000209"
company_name: "MEDALLION FINANCIAL CORP"
filed_at: "2023-07-24T23:59:59+00:00"
generated_at: "2026-06-13T03:52:38.661928+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Medallion Financial Q2 net income rises to $14.2M ($0.62/sh); net interest income up 20%

## Summary
- Net income $14.2M ($0.62 EPS) vs $13.3M ($0.54) a year ago; net interest income grew 20% to $46.7M.
- Total assets hit record $2.5B, up 19% YoY; loan portfolio exceeded $2B for first time.
- Loan originations $346M vs $305M; recreation lending $190M, home improvement $117M.
- Credit loss provision increased to $8.5M from $7.8M; net interest margin on net loans 8.77% vs 9.07%.
- Declared quarterly cash dividend of $0.08/share payable Aug 31, record Aug 15; medallion assets fell to $17.7M.

## SEC filing metadata
- accession: 0001193125-23-192248
- form_type: 8-K
- ticker: MFIN
- cik: 0001000209
- company_name: MEDALLION FINANCIAL CORP
- filed_at: 2023-07-24T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1000209/000119312523192248/0001193125-23-192248-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1000209/000119312523192248/d387971d8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-23-192248
- JSON: https://secwatch.observer/filing/0001193125-23-192248.json
- Plain text: https://secwatch.observer/filing/0001193125-23-192248.txt

## Key facts
- Earnings Releases
  MEDALLION FINANCIAL CORP reported the quarter ended June 30, 2023 results: net income $14.2 million, or $0.62 per share, EPS $0.62 per share.
  - Period: the quarter ended June 30, 2023
  - Net income: $14.2 million, or $0.62 per share
  - EPS: $0.62 per share
  - Result: reported results
  source text: Medallion Financial Corp. (the “Company”), issued a press release to the news media announcing, among other things, the Company’s results for the quarter ended June 30, 2023.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1000209/000119312523192248/0001193125-23-192248-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.