{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-23-192884","form_type":"8-K","ticker":"AUBN","cik":"0000750574","company_name":"AUBURN NATIONAL BANCORPORATION, INC","filed_at":"2023-07-25T23:59:59+00:00","discovered_at":"2026-05-14T18:03:36.597733+00:00","generated_at":"2026-06-13T03:39:23.451262+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"confidence":"high","headline":"Auburn National Q2 EPS $0.55, revenue +6%; net interest margin 3.03%","bullets":["Net earnings $1.9M ($0.55 diluted EPS) vs $1.8M ($0.51) in Q2 2022; total revenue up 6%.","Net interest margin (tax-equivalent) 3.03% vs 2.60% YoY; cost of funds 93 bps vs 32 bps.","Negative provision for credit losses $0.4M on resolution of collateral-dependent nonperforming loan.","Average loans $512.1M, up 19% YoY; total deposits $950.7M flat; NPA ratio 0.11%.","Dividend raised to $0.27/share (2% increase); book value $20.28; no guidance change."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-23-192884","json":"https://secwatch.observer/filing/0001193125-23-192884.json","markdown":"https://secwatch.observer/filing/0001193125-23-192884.md","text":"https://secwatch.observer/filing/0001193125-23-192884.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/750574/000119312523192884/0001193125-23-192884-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/750574/000119312523192884/d542877d8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-13T03:39:23.451262+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"8acc5bedf2557fc0d7e71c150f14c6108c04bb98","claim":"AUBURN NATIONAL BANCORPORATION, INC reported the second quarter of 2023 results: net income $1.9 million, EPS $0.55 per share.","evidence_excerpt":"Auburn National Bancorporation, Inc. (Nasdaq: AUBN) reported net earnings of $1.9 million, or $0.55 per share, for the second quarter of 2023, compared to $1.8 million, or $0.51 per share, for the second quarter of 2022.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/750574/000119312523192884/0001193125-23-192884-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the second quarter of 2023"},{"label":"Net income","value":"$1.9 million"},{"label":"EPS","value":"$0.55 per share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}