{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-23-193778","form_type":"8-K","ticker":"NAVI","cik":"0001593538","company_name":"NAVIENT CORP","filed_at":"2023-07-26T23:59:59+00:00","discovered_at":"2026-05-14T18:03:34.476864+00:00","generated_at":"2026-06-13T02:21:15.351025+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"Navient Q2 GAAP EPS $0.52, core EPS $0.70; $80M buyback, $15M restructuring charge","bullets":["GAAP net income $66M ($0.52 diluted EPS); core earnings $88M ($0.70 diluted EPS).","Restructuring expenses of $15M related to CEO transition; operating expenses $182M including $2M regulatory costs.","Repurchased $80M of common shares; $435M remaining buyback authority; paid $20M in dividends.","Issued $500M unsecured debt and $718M asset-backed securities; equity-to-asset ratio 4.5%.","Business Processing segment revenue $83M, net income $6M, EBITDA $8M."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-23-193778","json":"https://secwatch.observer/filing/0001193125-23-193778.json","markdown":"https://secwatch.observer/filing/0001193125-23-193778.md","text":"https://secwatch.observer/filing/0001193125-23-193778.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1593538/000119312523193778/0001193125-23-193778-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1593538/000119312523193778/d528018d8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-13T02:21:15.351025+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"acba314ecebaf878cba94898a7bfc0a7d53c8eca","claim":"NAVIENT CORP reported the quarter ended June 30, 2023 results: net income GAAP net income of $66 million ($0.52 diluted earnings per share).","evidence_excerpt":"GAAP net income of $66 million ($0.52 diluted earnings per share).","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1593538/000119312523193778/0001193125-23-193778-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter ended June 30, 2023"},{"label":"Net income","value":"GAAP net income of $66 million ($0.52 diluted earnings per share)"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}