{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-23-194095","form_type":"8-K","ticker":"BPOP","cik":"0000763901","company_name":"POPULAR, INC.","filed_at":"2023-07-26T23:59:59+00:00","discovered_at":"2026-05-14T18:03:36.613264+00:00","generated_at":"2026-06-13T02:33:14.519418+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Popular Q2 2023 net income $151.2M, down 5% QoQ; NIM narrows to 3.14%","bullets":["Net income $151.2M ($2.10 diluted EPS) vs $159.0M ($2.22) in Q1 2023; net interest income stable at $531.7M.","Net interest margin 3.14% (3.29% tax-equiv) vs 3.22% in Q1; deposit costs rose but loan growth offset.","Loans grew $692.5M and deposits increased $3.1B from Q1; non-performing loans fell $26.9M.","Credit quality improved: annualized NCOs 0.29% (vs 0.41% in Q1); ACL to NPLs at 181.6%.","CET1 ratio 16.87%, tangible book value $51.37; to redeem $300M of 6.125% notes on Aug 14."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-23-194095","json":"https://secwatch.observer/filing/0001193125-23-194095.json","markdown":"https://secwatch.observer/filing/0001193125-23-194095.md","text":"https://secwatch.observer/filing/0001193125-23-194095.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/763901/000119312523194095/0001193125-23-194095-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/763901/000119312523194095/d523281d8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-13T02:33:14.519418+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"836a42db6f119681eaad2032aedb353f29a1c3fd","claim":"POPULAR, INC. reported the quarter ended June 30, 2023 results: net income $151.2 million, EPS $2.10.","evidence_excerpt":"Popular, Inc. (the \"Corporation\") issued a press release announcing its unaudited financial results for the quarter ended June 30, 2023","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/763901/000119312523194095/0001193125-23-194095-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter ended June 30, 2023"},{"label":"Net income","value":"$151.2 million"},{"label":"EPS","value":"$2.10"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}