secwatch.observer — SEC 8-K summary
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Issuer:     FARMERS NATIONAL BANC CORP /OH/ (FMNB)
CIK:        0000709337
Form:       8-K
Filed at:   2023-07-26T23:59:59+00:00
Accession:  0001193125-23-194096
Event type: earnings
Sentiment:  neutral
Materiality: 0.60
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Farmers National Q2 EPS $0.40 ($0.41 adjusted); net income $15.0M
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- Diluted EPS $0.40 ($0.41 adjusted non-GAAP); net income $15.0M vs $16.0M a year ago.
- Net interest margin 2.92%, down from 3.25% Q2 2022 due to rising funding costs.
- Total assets $5.07B; Emclaire acquisition added $1.05B in assets in Q1.
- Uninsured deposits (ex-collateralized) ~15% of deposits; FHLB borrowing capacity $707.8M.
- Non-performing loans $18.0M (0.57% of loans); provision for credit losses $25K.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/709337/000119312523194096/0001193125-23-194096-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/709337/000119312523194096/d522003d8k.htm
  HTML page:      https://secwatch.observer/filing/0001193125-23-194096

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