{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-23-195219","form_type":"8-K","ticker":"CVBF","cik":"0000354647","company_name":"CVB FINANCIAL CORP","filed_at":"2023-07-27T23:59:59+00:00","discovered_at":"2026-05-14T18:03:36.319648+00:00","generated_at":"2026-06-13T01:07:28.230452+00:00","sec_items":["2.02","9.01","8.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"CVB Financial Q2 2023 net income $55.8M ($0.40 EPS); deposits up $126M Q/Q","bullets":["Net income $55.8M ($0.40 diluted EPS), down from $59.3M in Q1 2023 and $59.1M in Q2 2022.","Net interest margin (TE) 3.22%, down from 3.45% Q/Q due to 23 bp increase in cost of funds.","Deposits grew $125.7M Q/Q to $12.4B; noninterest-bearing deposits 63.55% of total deposits.","Allowance for credit losses $87.0M (0.98% of loans); provision for credit losses $500k in Q2.","Tangible book value per share $8.74; all regulatory capital ratios well above minimums."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-23-195219","json":"https://secwatch.observer/filing/0001193125-23-195219.json","markdown":"https://secwatch.observer/filing/0001193125-23-195219.md","text":"https://secwatch.observer/filing/0001193125-23-195219.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/354647/000119312523195219/0001193125-23-195219-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/354647/000119312523195219/d480926d8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-13T01:07:28.230452+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"384e2f972a87277d6a213da09e97259ac4fe83c9","claim":"CVB FINANCIAL CORP reported quarter ended June 30, 2023 results: net income $55.8 million, EPS $0.40 per diluted share.","evidence_excerpt":"CVB Financial Corp. reported net income of $55.8 million for the quarter ended June 30, 2023, compared with $59.3 million for the first quarter of 2023 and $59.1 million for the second quarter of 2022. Diluted earnings per share were $0.40 for the second quarter, compared to $0.42 for the prior quarter and $0.42 for the same period last year.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/354647/000119312523195219/0001193125-23-195219-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"quarter ended June 30, 2023"},{"label":"Net income","value":"$55.8 million"},{"label":"EPS","value":"$0.40 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}