{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-23-196916","form_type":"8-K","ticker":"CIVB","cik":"0000944745","company_name":"CIVISTA BANCSHARES, INC.","filed_at":"2023-07-28T23:59:59+00:00","discovered_at":"2026-05-14T18:03:37.102177+00:00","generated_at":"2026-06-12T23:30:46.473824+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Civista Q2 net income $10M ($0.64 EPS), up 30% YoY; NIM 3.86%","bullets":["Net income $10.0M ($0.64 diluted EPS) vs $7.7M ($0.53) in Q2 2022.","Net interest income rose 29.1% to $31.3M; net interest margin 3.86% up 43 bps.","Loans grew $89.6M (+3.5%) since Dec 2022; deposits up $322.8M (+12.3%).","Noninterest income $9.1M (+62.4%) largely from lease revenue after VFG acquisition.","Dividend $0.15 per share; no share repurchases in 2023; $13.5M authorization remains."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-23-196916","json":"https://secwatch.observer/filing/0001193125-23-196916.json","markdown":"https://secwatch.observer/filing/0001193125-23-196916.md","text":"https://secwatch.observer/filing/0001193125-23-196916.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/944745/000119312523196916/0001193125-23-196916-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/944745/000119312523196916/d474590d8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-12T23:30:46.473824+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"6bdf6060a651686187c2fbff49f7f557411a5bb0","claim":"CIVISTA BANCSHARES, INC. reported six months ended June 30, 2023 results: net income $22.9 million, EPS $1.45 per diluted share.","evidence_excerpt":"Net income of $22.9 million, or $1.45 per diluted share, compared to $16.2 million, or $1.10 per diluted share, for the six months ended June 30, 2023 and 2022, respectively.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/944745/000119312523196916/0001193125-23-196916-index.htm","confidence":1.0,"family_label":"Earnings Releases","details":[{"label":"Period","value":"six months ended June 30, 2023"},{"label":"Net income","value":"$22.9 million"},{"label":"EPS","value":"$1.45 per diluted share"},{"label":"Result","value":"preliminary results"}],"fact_type":"earnings_release"},{"claim_id":"e58ced66d1a091927121bb7ed4d7b0f9ad71d544","claim":"CIVISTA BANCSHARES, INC. reported second quarter of 2023 results: net income $10.0 million, EPS $0.64 per diluted share.","evidence_excerpt":"Net income of $10.0 million, or $0.64 per diluted share, for the second quarter of 2023, compared to $7.7 million, or $0.53 per diluted share, for the second quarter of 2022.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/944745/000119312523196916/0001193125-23-196916-index.htm","confidence":1.0,"family_label":"Earnings Releases","details":[{"label":"Period","value":"second quarter of 2023"},{"label":"Net income","value":"$10.0 million"},{"label":"EPS","value":"$0.64 per diluted share"},{"label":"Result","value":"preliminary results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}