secwatch.observer — SEC 8-K summary
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Issuer:     Heritage Insurance Holdings, Inc. (HRTG)
CIK:        0001598665
Form:       8-K
Filed at:   2023-08-09T23:59:59+00:00
Accession:  0001193125-23-206491
Event type: earnings
Sentiment:  positive
Materiality: 0.70
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Heritage Q2 net income $7.8M vs loss $87.9M YoY; combined ratio 95.1%
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- Net income of $7.8M ($0.30 diluted EPS) vs net loss of $87.9M ($3.32 loss) in Q2 2022.
- Gross premiums written $396.6M, up 8.6% YoY; net premiums earned $176.8M, up 11.7%.
- Net combined ratio improved to 95.1% from 99.4%, driven by loss ratio down 3.8 pts to 60.3%.
- Florida personal lines policies-in-force intentionally declined 15.8%; average premium per policy up 24.3% YoY.
- Dividend suspension continues; no share repurchases in quarter.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1598665/000119312523206491/0001193125-23-206491-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1598665/000119312523206491/d454748d8k.htm
  HTML page:      https://secwatch.observer/filing/0001193125-23-206491

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer