{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-23-250873","form_type":"8-K","ticker":"HRTG","cik":"0001598665","company_name":"Heritage Insurance Holdings, Inc.","filed_at":"2023-10-05T23:59:59+00:00","discovered_at":"2026-05-14T18:03:29.706455+00:00","generated_at":"2026-06-10T04:00:20.276189+00:00","sec_items":["2.02","9.01"],"event_type":"other_material","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Heritage estimates Q3 2023 catastrophe losses of ~$40M from Maui wildfire and Hurricane Idalia","bullets":["Estimated retained catastrophe losses for Q3 2023 total approximately $40.0 million.","Majority of losses stem from the Maui Wildfire; a modest amount of reinsurance recoveries from the Per Risk program.","Hurricane Idalia losses were fully retained with no reinsurance recoveries.","CEO Ernie Garateix expressed commitment to policyholders and confidence in handling claims."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-23-250873","json":"https://secwatch.observer/filing/0001193125-23-250873.json","markdown":"https://secwatch.observer/filing/0001193125-23-250873.md","text":"https://secwatch.observer/filing/0001193125-23-250873.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1598665/000119312523250873/0001193125-23-250873-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1598665/000119312523250873/d458837d8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-10T04:00:20.276189+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"aaf7679c1aa42a792afd82f10f6cfaf287203609","claim":"Heritage Insurance Holdings, Inc. reported preliminary financial results for third quarter of 2023.","evidence_excerpt":"estimated retained catastrophe losses for the third quarter of 2023 were approximately $40.0 million","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1598665/000119312523250873/0001193125-23-250873-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"third quarter of 2023"},{"label":"Result","value":"preliminary results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}