---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-23-258069"
form_type: "8-K"
ticker: "ALLY"
cik: "0000040729"
company_name: "Ally Financial Inc."
filed_at: "2023-10-18T23:59:59+00:00"
generated_at: "2026-06-09T22:07:23.989304+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# Ally Q3: GAAP EPS $0.88, adj EPS $0.83; record auto applications; CEO to exit

## Summary
- GAAP EPS $0.88, adjusted EPS $0.83; GAAP net revenue $1.97B, adjusted net revenue $2.04B.
- Record 3.7M consumer auto applications drove $10.6B originations at 10.7% yield.
- Insurance earned premiums $324M, highest since 2009; deposits $153B, up $7.1B YoY.
- CEO Jeffrey J. Brown announces plan to step down; board to lead transition.
- Annualized retail auto net charge-offs 185bps, in line with prior guidance.

## SEC filing metadata
- accession: 0001193125-23-258069
- form_type: 8-K
- ticker: ALLY
- cik: 0000040729
- company_name: Ally Financial Inc.
- filed_at: 2023-10-18T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/40729/000119312523258069/0001193125-23-258069-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/40729/000119312523258069/d564794d8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-23-258069
- JSON: https://secwatch.observer/filing/0001193125-23-258069.json
- Plain text: https://secwatch.observer/filing/0001193125-23-258069.txt

## Key facts
- Earnings Releases
  Ally Financial Inc. reported third quarter ended September 30, 2023 results: revenue $1.97 billion GAAP TOTAL NET REVENUE, net income $228 million GAAP PRE-TAX INCOME, EPS $0.88 GAAP EPS.
  - Period: third quarter ended September 30, 2023
  - Revenue: $1.97 billion GAAP TOTAL NET REVENUE
  - Net income: $228 million GAAP PRE-TAX INCOME
  - EPS: $0.88 GAAP EPS
  - Result: preliminary results
  source text: Ally Financial Reports Third Quarter 2023 Financial Results $0.88 9.9% $228 million $1.97 billion GAAP EPS RETURN ON COMMON EQUITY PRE-TAX INCOME GAAP TOTAL NET REVENUE
  evidence_url: https://www.sec.gov/Archives/edgar/data/40729/000119312523258069/0001193125-23-258069-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.