---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-23-261690"
form_type: "8-K"
ticker: "CB"
cik: "0000896159"
company_name: "Chubb Ltd"
filed_at: "2023-10-24T23:59:59+00:00"
generated_at: "2026-06-09T15:45:48.515163+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.85
calibrated_materiality_score: 0.85
confidence: "high"
source: SEC EDGAR
---

# Chubb Q3 core operating income $2.04B, EPS $4.95, up 58.1%; P&C combined ratio 88.4%

## Summary
- Net income and core operating income each $2.04B ($4.95/shr), up 157.8% and 55.4% YoY.
- Consolidated net premiums written $13.1B, up 9.1%; Global P&C up 12.3%, commercial +10.3%, consumer +17.6%.
- P&C combined ratio 88.4% vs 93.1%; current accident year ex-cat combined ratio 84.3%.
- Adjusted net investment income record $1.41B, up 34.2%; operating cash flow record $4.68B.
- Huatai consolidation accretive $0.12/core EPS; aggregate interest 72.1%; $958M returned to shareholders ($606M buybacks).

## SEC filing metadata
- accession: 0001193125-23-261690
- form_type: 8-K
- ticker: CB
- cik: 0000896159
- company_name: Chubb Ltd
- filed_at: 2023-10-24T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.85
- calibrated_materiality_score: 0.85
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/896159/000119312523261690/0001193125-23-261690-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/896159/000119312523261690/d530841d8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-23-261690
- JSON: https://secwatch.observer/filing/0001193125-23-261690.json
- Plain text: https://secwatch.observer/filing/0001193125-23-261690.txt

## Key facts
- Earnings Releases
  Chubb Ltd reported the quarter ended September 30, 2023 results: net income $2.04 billion, EPS $4.95 per share.
  - Period: the quarter ended September 30, 2023
  - Net income: $2.04 billion
  - EPS: $4.95 per share
  - Result: reported results
  source text: Chubb Limited (NYSE: CB) today reported net income and core operating income for the quarter ended September 30, 2023 of $2.04 billion each, or $4.95 per share.
  evidence_url: https://www.sec.gov/Archives/edgar/data/896159/000119312523261690/0001193125-23-261690-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.