{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-23-261800","form_type":"8-K","ticker":"NAVI","cik":"0001593538","company_name":"NAVIENT CORP","filed_at":"2023-10-25T23:59:59+00:00","discovered_at":"2026-05-14T18:03:29.691176+00:00","generated_at":"2026-06-09T10:45:07.626470+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Navient Q3 GAAP net income $79M ($0.65 EPS); $45M CFPB charge impacts results","bullets":["GAAP net income $79M ($0.65 diluted EPS); Core Earnings $57M ($0.47 diluted EPS).","Pre-tax income reduced by $58M, including $45M for CFPB-related matters and $29M provision for Private Education Loan losses.","FFELP segment net income $94M; Consumer Lending net income $56M; Business Processing revenue $85M, net income $9M.","Repurchased $75M of common shares; $360M repurchase authority remains; paid $19M in dividends.","Originated $382M of Private Education Loans; operating expenses $186M excluding $47M regulatory costs."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-23-261800","json":"https://secwatch.observer/filing/0001193125-23-261800.json","markdown":"https://secwatch.observer/filing/0001193125-23-261800.md","text":"https://secwatch.observer/filing/0001193125-23-261800.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1593538/000119312523261800/0001193125-23-261800-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1593538/000119312523261800/d434954d8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-09T10:45:07.626470+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"c0bf35d361e8d1313fb3f28a30353719f72cdbca","claim":"NAVIENT CORP reported third quarter 2023 results: net income $79 million ($0.65 diluted earnings per share).","evidence_excerpt":"Navient (Nasdaq: NAVI) today released its third-quarter 2023 financial results.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1593538/000119312523261800/0001193125-23-261800-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"third quarter 2023"},{"label":"Net income","value":"$79 million ($0.65 diluted earnings per share)"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}