{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-23-263470","form_type":"8-K","ticker":"CVBF","cik":"0000354647","company_name":"CVB FINANCIAL CORP","filed_at":"2023-10-26T23:59:59+00:00","discovered_at":"2026-05-14T18:03:31.659387+00:00","generated_at":"2026-06-09T09:02:46.303813+00:00","sec_items":["2.02","9.01","8.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"CVBF Q3 2023 net income $57.9M ($0.42 EPS), down 10.4% YoY; NIM expands to 3.31%","bullets":["Net income $57.9M ($0.42 diluted EPS) vs $64.6M ($0.46) in Q3 2022; ROATCE 18.82%, ROAA 1.40%.","Net interest margin 3.31% (+9 bps QoQ) driven by asset yield improvement; efficiency ratio 39.99%.","Total deposits +$278M average QoQ; noninterest-bearing deposits 61.4% of total; cost of deposits 0.52%.","ACL ratio 1.00% after $2M provision; nonperforming loans rose to $10M from $6.5M prior quarter.","CET1 ratio 14.4%, TCE 7.7%; tangible book value $8.39; no share repurchases in Q3."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-23-263470","json":"https://secwatch.observer/filing/0001193125-23-263470.json","markdown":"https://secwatch.observer/filing/0001193125-23-263470.md","text":"https://secwatch.observer/filing/0001193125-23-263470.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/354647/000119312523263470/0001193125-23-263470-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/354647/000119312523263470/d534161d8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-09T09:02:46.303813+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"85a2fe24b20d0bbf59030e56f555abfed4a83ef6","claim":"CVB FINANCIAL CORP reported the quarter ended September 30, 2023 results: net income $57.9 million, EPS $0.42 per share.","evidence_excerpt":"CVB Financial Corp. reported net income of $57.9 million for the quarter ended September 30, 2023","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/354647/000119312523263470/0001193125-23-263470-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter ended September 30, 2023"},{"label":"Net income","value":"$57.9 million"},{"label":"EPS","value":"$0.42 per share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}