{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-23-264178","form_type":"8-K","ticker":"AUBN","cik":"0000750574","company_name":"AUBURN NATIONAL BANCORPORATION, INC","filed_at":"2023-10-26T23:59:59+00:00","discovered_at":"2026-05-14T18:03:31.947424+00:00","generated_at":"2026-06-09T09:11:25.129402+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Auburn National Q3 EPS $0.43, down 22% QoQ; net interest margin shrinks to 2.73%","bullets":["Net income $1.5M ($0.43 EPS) vs $1.9M ($0.55) in Q2'23 and $2.0M ($0.57) in Q3'22.","Net interest margin (tax-equiv) 2.73%, down 30 bps from Q2; cost of funds rose to 142 bps from 93 bps.","Provision for credit losses $0.1M vs negative $0.4M in Q2; nonperforming assets $1.2M (0.12% of assets).","Loans grew 5% QoQ to $545.6M; brokered deposits jumped to $46.1M from $16.0M.","Dividend increased 2% to $0.27/share; $0.2M in share repurchases year-to-date."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-23-264178","json":"https://secwatch.observer/filing/0001193125-23-264178.json","markdown":"https://secwatch.observer/filing/0001193125-23-264178.md","text":"https://secwatch.observer/filing/0001193125-23-264178.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/750574/000119312523264178/0001193125-23-264178-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/750574/000119312523264178/d510922d8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-09T09:11:25.129402+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"0ee8da3dace827e1cd281e1de8f30f6660420746","claim":"AUBURN NATIONAL BANCORPORATION, INC reported third quarter 2023 results: net income Net income of $1.5 million, EPS Earnings per share of $0.43.","evidence_excerpt":"Auburn National Bancorporation, Inc. Reports Third Quarter Net Earnings Third Quarter 2023 Highlights: • Net income of $1.5 million • Earnings per share of $0.43 decreased 22% compared to the second quarter • Net interest income (tax-equivalent) was $6.4 million","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/750574/000119312523264178/0001193125-23-264178-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"third quarter 2023"},{"label":"Net income","value":"Net income of $1.5 million"},{"label":"EPS","value":"Earnings per share of $0.43"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}