{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-23-277157","form_type":"8-K","ticker":"RGA","cik":"0000898174","company_name":"REINSURANCE GROUP OF AMERICA INC","filed_at":"2023-11-14T23:59:59+00:00","discovered_at":"2026-05-14T18:03:32.336941+00:00","generated_at":"2026-06-08T04:27:50.321914+00:00","sec_items":["1.01","1.02","2.03","9.01"],"event_type":"debt","sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"confidence":"high","headline":"RGA enters $500M letter of credit facility with Crédit Agricole, replaces 2017 agreement","bullets":["New $500 million LC facility with Crédit Agricole Corporate and Investment Bank, effective Nov 13, 2023.","Replaces prior $500M LC reimbursement agreement dated May 17, 2017.","LC fee ranges from 0.40% to 1.20% p.a. based on debt rating and utilization; commitment fee 0.15%–0.30%.","Availability period through Nov 13, 2027; outstanding LCs must expire by Nov 13, 2028.","Early termination fee of $1M if agreement terminated before Nov 13, 2025 (subject to exceptions)."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-23-277157","json":"https://secwatch.observer/filing/0001193125-23-277157.json","markdown":"https://secwatch.observer/filing/0001193125-23-277157.md","text":"https://secwatch.observer/filing/0001193125-23-277157.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/898174/000119312523277157/0001193125-23-277157-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/898174/000119312523277157/d301260d8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-08T04:27:50.321914+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"14f5cb148bec46fefcb80f6e3a29bdb454a0f939","claim":"REINSURANCE GROUP OF AMERICA INC incurred credit facility of up to $500 million with Crédit Agricole Corporate and Investment Bank at 0.40% to 1.20% maturing November 13, 2028.","evidence_excerpt":"Reinsurance Group of America, Incorporated (“RGA”) entered into a Letter of Credit Reimbursement Agreement (the “Agreement”) with Crédit Agricole Corporate and Investment Bank, as lender (the “Lender”). Under the Agreement, RGA may obtain letters of credit for its own account or the account of its wholly-owned subsidiaries in United States Dollars, Euros, British Pound Sterling, Japanese Yen, Hong Kong Dollars or Canadian Dollars in an overall amount of up to $500 million (as such amount may be changed from time to time as provided in the Agreement, the “Commitment”).","evidence_source":"SEC 8-K Item 2.03/2.04","evidence_url":"https://www.sec.gov/Archives/edgar/data/898174/000119312523277157/0001193125-23-277157-index.htm","confidence":0.9,"family_label":"Debt Financings","details":[{"label":"Instrument","value":"credit facility"},{"label":"Principal","value":"up to $500 million"},{"label":"Counterparty","value":"Crédit Agricole Corporate and Investment Bank"},{"label":"Rate","value":"0.40% to 1.20%"},{"label":"Maturity","value":"November 13, 2028"},{"label":"Event","value":"incurrence"}],"fact_type":"debt_financing"},{"claim_id":"5b23d26105d939528f1a99d1b517ce8a9b3c5dff","claim":"REINSURANCE GROUP OF AMERICA INC terminated Letter of Credit Reimbursement Agreement, dated May 17, 2017 with Crédit Agricole Corporate and Investment Bank (effective 2023-11-13).","evidence_excerpt":"The Agreement replaces that certain Letter of Credit Reimbursement Agreement, dated May 17, 2017, between RGA and the Lender (as amended, the “Prior Agreement”).","evidence_source":"SEC 8-K Item 1.01/1.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/898174/000119312523277157/0001193125-23-277157-index.htm","confidence":0.9,"family_label":"Material Agreements","details":[{"label":"Action","value":"termination"},{"label":"Agreement","value":"credit facility"},{"label":"Counterparty","value":"Crédit Agricole Corporate and Investment Bank"},{"label":"Effective","value":"2023-11-13"}],"fact_type":"material_agreement"},{"claim_id":"7d4fcadb829ef811ab01e9488b85a7687bb22511","claim":"REINSURANCE GROUP OF AMERICA INC entered into Letter of Credit Reimbursement Agreement with Crédit Agricole Corporate and Investment Bank valued at $500 million (effective 2023-11-13).","evidence_excerpt":"On November 13, 2023, Reinsurance Group of America, Incorporated (“RGA”) entered into a Letter of Credit Reimbursement Agreement (the “Agreement”) with Crédit Agricole Corporate and Investment Bank, as lender (the “Lender”).","evidence_source":"SEC 8-K Item 1.01/1.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/898174/000119312523277157/0001193125-23-277157-index.htm","confidence":0.9,"family_label":"Material Agreements","details":[{"label":"Action","value":"entry"},{"label":"Agreement","value":"credit facility"},{"label":"Counterparty","value":"Crédit Agricole Corporate and Investment Bank"},{"label":"Value","value":"$500 million"},{"label":"Effective","value":"2023-11-13"}],"fact_type":"material_agreement"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}