{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-23-288461","form_type":"8-K","ticker":"ZUMZ","cik":"0001318008","company_name":"Zumiez Inc","filed_at":"2023-12-04T23:59:59+00:00","discovered_at":"2026-05-14T18:03:28.590432+00:00","generated_at":"2026-06-07T18:37:19.537742+00:00","sec_items":["1.01","2.03"],"event_type":"debt","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"Zumiez amends credit agreement to $25M; restricts dividends and buybacks through Dec 2024","bullets":["Credit limit reduced to $25M through December 1, 2024 (previously higher).","EBITDA maintenance covenant: not less than $9M (Oct 2023), $2.5M (Feb 2024), $9M (May 2024), $12M (Aug 2024), $20M (Nov 2024).","Borrowing rate set at SOFR plus 1.75% per annum; unused commitment fee 0.50% per annum.","Dividends and stock repurchases disallowed without Wells Fargo approval through December 1, 2024.","Amendment dated November 30, 2023 with Wells Fargo Bank, N.A."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-23-288461","json":"https://secwatch.observer/filing/0001193125-23-288461.json","markdown":"https://secwatch.observer/filing/0001193125-23-288461.md","text":"https://secwatch.observer/filing/0001193125-23-288461.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1318008/000119312523288461/0001193125-23-288461-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1318008/000119312523288461/d623178d8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-07T18:37:19.537742+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"164d9245a3b75cc5107bbc3961af9265ef154181","claim":"Zumiez Inc amended Third Amendment to Credit Agreement with Wells Fargo Bank, N.A (effective 2023-11-30).","evidence_excerpt":"Zumiez Inc. (the “ Registrant ”) together with its subsidiary Zumiez Services Inc. (“ Zumiez Services ”) as the co-borrower (collectively with the Registrant and certain other subsidiaries as guarantors, the “ Company ”), entered into a Third Amendment to Credit Agreement (the “ Amendment ”) with Wells Fargo Bank, N.A (the “ Bank ”).","evidence_source":"SEC 8-K Item 1.01/1.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1318008/000119312523288461/0001193125-23-288461-index.htm","confidence":0.9,"family_label":"Material Agreements","details":[{"label":"Action","value":"amendment"},{"label":"Agreement","value":"credit facility"},{"label":"Counterparty","value":"Wells Fargo Bank, N.A"},{"label":"Effective","value":"2023-11-30"}],"fact_type":"material_agreement"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}