{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-24-013592","form_type":"8-K","ticker":"SFNC","cik":"0000090498","company_name":"SIMMONS FIRST NATIONAL CORP","filed_at":"2024-01-24T23:59:59+00:00","discovered_at":"2026-05-14T18:03:27.234224+00:00","generated_at":"2026-06-06T19:43:12.571104+00:00","sec_items":["2.02","7.01","8.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Simmons Q4 net income $23.9M ($0.19 EPS) vs $47.2M, adjusted EPS $0.40; new $175M buyback, 5% dividend hike","bullets":["Net income $23.9M vs $47.2M in Q3; diluted EPS $0.19 vs $0.37; adjusted diluted EPS $0.40.","Sold $241M low-yield AFS securities, pre-tax loss $20.2M; proceeds used to reduce wholesale funding; earn-back period ~2.5 years.","Board authorized new $175M stock repurchase program effective through Jan 2026, replacing prior program.","Board approved 5% increase in quarterly cash dividend; specific amount not detailed in release.","Net charge-offs 11 bps for Q4; allowance for credit losses to loans at 1.34%; FDIC special assessment of $10.5M recorded."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-24-013592","json":"https://secwatch.observer/filing/0001193125-24-013592.json","markdown":"https://secwatch.observer/filing/0001193125-24-013592.md","text":"https://secwatch.observer/filing/0001193125-24-013592.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/90498/000119312524013592/0001193125-24-013592-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/90498/000119312524013592/d736506d8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-06T19:43:12.571104+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}