---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-24-013592"
form_type: "8-K"
ticker: "SFNC"
cik: "0000090498"
company_name: "SIMMONS FIRST NATIONAL CORP"
filed_at: "2024-01-24T23:59:59+00:00"
generated_at: "2026-06-06T19:43:12.571104+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# Simmons Q4 net income $23.9M ($0.19 EPS) vs $47.2M, adjusted EPS $0.40; new $175M buyback, 5% dividend hike

## Summary
- Net income $23.9M vs $47.2M in Q3; diluted EPS $0.19 vs $0.37; adjusted diluted EPS $0.40.
- Sold $241M low-yield AFS securities, pre-tax loss $20.2M; proceeds used to reduce wholesale funding; earn-back period ~2.5 years.
- Board authorized new $175M stock repurchase program effective through Jan 2026, replacing prior program.
- Board approved 5% increase in quarterly cash dividend; specific amount not detailed in release.
- Net charge-offs 11 bps for Q4; allowance for credit losses to loans at 1.34%; FDIC special assessment of $10.5M recorded.

## SEC filing metadata
- accession: 0001193125-24-013592
- form_type: 8-K
- ticker: SFNC
- cik: 0000090498
- company_name: SIMMONS FIRST NATIONAL CORP
- filed_at: 2024-01-24T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 7.01, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/90498/000119312524013592/0001193125-24-013592-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/90498/000119312524013592/d736506d8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-24-013592
- JSON: https://secwatch.observer/filing/0001193125-24-013592.json
- Plain text: https://secwatch.observer/filing/0001193125-24-013592.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.