{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-24-014836","form_type":"8-K","ticker":"BPOP","cik":"0000763901","company_name":"POPULAR, INC.","filed_at":"2024-01-25T23:59:59+00:00","discovered_at":"2026-05-14T18:03:26.876698+00:00","generated_at":"2026-06-06T18:48:15.904605+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Popular Q4 net income $94.6M; adjusted $139.9M; dividend up 13% to $0.62","bullets":["Q4 2023 net income $94.6M ($1.31 EPS) vs Q3 $136.6M ($1.90 EPS); adjusted $139.9M excluding FDIC special assessment.","FY 2023 net income $541.3M ($7.53 EPS) vs FY 2022 $1.1B ($14.65 EPS); adjusted $586.6M.","Net interest income $534.2M flat QoQ; NIM 3.08% stable; loans grew $1.0B, deposits up $280.6M in quarter.","NPL ratio improved to 1.0% from 1.1%; NCOs annualized 0.66% vs 0.39%; ACL to loans 2.08%.","Quarterly dividend increased 13% to $0.62/sh from $0.55; CET1 ratio 16.3%; tangible book value $59.74."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-24-014836","json":"https://secwatch.observer/filing/0001193125-24-014836.json","markdown":"https://secwatch.observer/filing/0001193125-24-014836.md","text":"https://secwatch.observer/filing/0001193125-24-014836.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/763901/000119312524014836/0001193125-24-014836-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/763901/000119312524014836/d730513d8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-06T18:48:15.904605+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"8c54470004524dcdee56e37f593979f54bf309f4","claim":"POPULAR, INC. reported the quarter ended December 31, 2023 results: net income $94.6 million.","evidence_excerpt":"Popular, Inc. (the “Corporation”) issued a press release announcing its unaudited financial results for the quarter ended December 31, 2023","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/763901/000119312524014836/0001193125-24-014836-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter ended December 31, 2023"},{"label":"Net income","value":"$94.6 million"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}