{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-24-015373","form_type":"8-K","ticker":"BPRN","cik":"0001913971","company_name":"Princeton Bancorp, Inc.","filed_at":"2024-01-25T23:59:59+00:00","discovered_at":"2026-05-14T18:03:26.302043+00:00","generated_at":"2026-06-06T18:38:26.933112+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Princeton Bancorp Q4 net income $5.3M, EPS $0.82; assets $1.92B; NIM 3.55%","bullets":["Q4 net income $5.3M ($0.82 diluted EPS) vs $7.6M ($1.19) in Q3 and $7.2M ($1.13) in Q4 2022.","FY2023 net income $25.8M ($4.03 diluted EPS) vs $26.5M ($4.11) in FY2022.","Total assets grew 19.7% to $1.92B; net loans +$178M; deposits +$288M (21.4%).","Non-performing assets rose to $6.7M from $0.3M; includes a $4.5M CRE loan with sale expected in Q1 2024.","Net interest margin 3.55%, down 21 bps QoQ; Q4 provision for credit losses $562K."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-24-015373","json":"https://secwatch.observer/filing/0001193125-24-015373.json","markdown":"https://secwatch.observer/filing/0001193125-24-015373.md","text":"https://secwatch.observer/filing/0001193125-24-015373.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1913971/000119312524015373/0001193125-24-015373-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1913971/000119312524015373/d744404d8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-06T18:38:26.933112+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"4d39c71630976b68526ee9857a78dddd56134c46","claim":"Princeton Bancorp, Inc. reported the quarter and 12 months ended December 31, 2023 results: net income Net income for the quarter was $5.3 million, EPS $0.82 per diluted common share, for the fourth quarter of 2023.","evidence_excerpt":"Princeton Bancorp Announces Fourth Quarter 2023 Results","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1913971/000119312524015373/0001193125-24-015373-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter and 12 months ended December 31, 2023"},{"label":"Net income","value":"Net income for the quarter was $5.3 million"},{"label":"EPS","value":"$0.82 per diluted common share, for the fourth quarter of 2023"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}