---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-24-015373"
form_type: "8-K"
ticker: "BPRN"
cik: "0001913971"
company_name: "Princeton Bancorp, Inc."
filed_at: "2024-01-25T23:59:59+00:00"
generated_at: "2026-06-06T18:38:26.933112+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# Princeton Bancorp Q4 net income $5.3M, EPS $0.82; assets $1.92B; NIM 3.55%

## Summary
- Q4 net income $5.3M ($0.82 diluted EPS) vs $7.6M ($1.19) in Q3 and $7.2M ($1.13) in Q4 2022.
- FY2023 net income $25.8M ($4.03 diluted EPS) vs $26.5M ($4.11) in FY2022.
- Total assets grew 19.7% to $1.92B; net loans +$178M; deposits +$288M (21.4%).
- Non-performing assets rose to $6.7M from $0.3M; includes a $4.5M CRE loan with sale expected in Q1 2024.
- Net interest margin 3.55%, down 21 bps QoQ; Q4 provision for credit losses $562K.

## SEC filing metadata
- accession: 0001193125-24-015373
- form_type: 8-K
- ticker: BPRN
- cik: 0001913971
- company_name: Princeton Bancorp, Inc.
- filed_at: 2024-01-25T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1913971/000119312524015373/0001193125-24-015373-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1913971/000119312524015373/d744404d8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-24-015373
- JSON: https://secwatch.observer/filing/0001193125-24-015373.json
- Plain text: https://secwatch.observer/filing/0001193125-24-015373.txt

## Key facts
- Earnings Releases
  Princeton Bancorp, Inc. reported the quarter and 12 months ended December 31, 2023 results: net income Net income for the quarter was $5.3 million, EPS $0.82 per diluted common share, for the fourth quarter of 2023.
  - Period: the quarter and 12 months ended December 31, 2023
  - Net income: Net income for the quarter was $5.3 million
  - EPS: $0.82 per diluted common share, for the fourth quarter of 2023
  - Result: reported results
  source text: Princeton Bancorp Announces Fourth Quarter 2023 Results
  evidence_url: https://www.sec.gov/Archives/edgar/data/1913971/000119312524015373/0001193125-24-015373-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.