{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-24-015410","form_type":"8-K","ticker":"BCBP","cik":"0001228454","company_name":"BCB BANCORP INC","filed_at":"2024-01-25T23:59:59+00:00","discovered_at":"2026-05-14T18:03:23.610098+00:00","generated_at":"2026-06-06T17:46:02.196194+00:00","sec_items":["2.02","8.01","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"BCB Bancorp Q4 net income drops 49% YoY to $6.1M; NIM shrinks; new CEO named","bullets":["Net income of $6.1M ($0.35 diluted EPS) vs $12.1M ($0.69) in Q4 2022.","Net interest margin fell to 2.57% from 3.76% a year ago; net interest income down 20.7% to $23.9M.","Non-accrual loans surged to $18.8M (0.57% of gross loans) from $5.1M (0.17%) at Dec 31, 2022.","Board declared $0.16 quarterly dividend, payable Feb 16, 2024 to holders of record Feb 5, 2024.","Michael Shriner appointed President & CEO effective Jan 1, 2024, succeeding Thomas Coughlin."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-24-015410","json":"https://secwatch.observer/filing/0001193125-24-015410.json","markdown":"https://secwatch.observer/filing/0001193125-24-015410.md","text":"https://secwatch.observer/filing/0001193125-24-015410.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1228454/000119312524015410/0001193125-24-015410-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1228454/000119312524015410/d738807d8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-06T17:46:02.196194+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"01fe6625d45ec37d55567c571e25af9dcb2f2b0f","claim":"BCB BANCORP INC reported financial results for the quarter and year ended December 31, 2023.","evidence_excerpt":"issued a press release (the “Press Release”) reporting the Company’s financial results at and for the quarter and year ended December 31, 2023.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1228454/000119312524015410/0001193125-24-015410-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter and year ended December 31, 2023"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}