---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-24-015410"
form_type: "8-K"
ticker: "BCBP"
cik: "0001228454"
company_name: "BCB BANCORP INC"
filed_at: "2024-01-25T23:59:59+00:00"
generated_at: "2026-06-06T17:46:02.196194+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# BCB Bancorp Q4 net income drops 49% YoY to $6.1M; NIM shrinks; new CEO named

## Summary
- Net income of $6.1M ($0.35 diluted EPS) vs $12.1M ($0.69) in Q4 2022.
- Net interest margin fell to 2.57% from 3.76% a year ago; net interest income down 20.7% to $23.9M.
- Non-accrual loans surged to $18.8M (0.57% of gross loans) from $5.1M (0.17%) at Dec 31, 2022.
- Board declared $0.16 quarterly dividend, payable Feb 16, 2024 to holders of record Feb 5, 2024.
- Michael Shriner appointed President & CEO effective Jan 1, 2024, succeeding Thomas Coughlin.

## SEC filing metadata
- accession: 0001193125-24-015410
- form_type: 8-K
- ticker: BCBP
- cik: 0001228454
- company_name: BCB BANCORP INC
- filed_at: 2024-01-25T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1228454/000119312524015410/0001193125-24-015410-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1228454/000119312524015410/d738807d8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-24-015410
- JSON: https://secwatch.observer/filing/0001193125-24-015410.json
- Plain text: https://secwatch.observer/filing/0001193125-24-015410.txt

## Key facts
- Earnings Releases
  BCB BANCORP INC reported financial results for the quarter and year ended December 31, 2023.
  - Period: the quarter and year ended December 31, 2023
  - Result: reported results
  source text: issued a press release (the “Press Release”) reporting the Company’s financial results at and for the quarter and year ended December 31, 2023.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1228454/000119312524015410/0001193125-24-015410-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.