{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-24-046180","form_type":"8-K","ticker":"EVER","cik":"0001640428","company_name":"EverQuote, Inc.","filed_at":"2024-02-26T23:59:59+00:00","discovered_at":"2026-05-14T18:03:24.945020+00:00","generated_at":"2026-06-05T15:15:48.571441+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"EverQuote Q4 revenue $55.7M (-37% YoY); guides Q1 to $78-82M, sees recovery","bullets":["Q4 revenue $55.7M (-37% YoY); auto $45M (-33%); home/renters $9.8M (+48%).","GAAP net loss improved to $6.3M from $8.5M; Adjusted EBITDA -$0.9M vs +$0.1M.","Full year revenue $287.9M (-29%); GAAP net loss $51.3M incl. $23.6M restructuring; Adj. EBITDA $0.5M.","Q1 2024 guide: revenue $78-82M, VMM $26-28M, Adj. EBITDA $3-5M.","Cash $38M (+23% YoY); management cites improving auto carrier demand."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-24-046180","json":"https://secwatch.observer/filing/0001193125-24-046180.json","markdown":"https://secwatch.observer/filing/0001193125-24-046180.md","text":"https://secwatch.observer/filing/0001193125-24-046180.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1640428/000119312524046180/0001193125-24-046180-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1640428/000119312524046180/d781018d8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-05T15:15:48.571441+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"2b1305ad7cfcbd2737c5e9e0aa495938477879ff","claim":"EverQuote, Inc. reported full year ended December 31, 2023 results: revenue Total revenue of $287.9 million, net income GAAP net loss increased to $51.3 million.","evidence_excerpt":"EverQuote Announces Fourth Quarter and Full Year 2023 Financial Results • Fourth Quarter Revenue of $55.7 million • Fourth Quarter Variable Marketing Margin of $20.7 million • Full Year Revenue of $287.9 million • Full Year Variable Marketing Margin of $100.3 million","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1640428/000119312524046180/0001193125-24-046180-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"full year ended December 31, 2023"},{"label":"Revenue","value":"Total revenue of $287.9 million"},{"label":"Net income","value":"GAAP net loss increased to $51.3 million"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"},{"claim_id":"4c46887ff69263ea178f317bc04589421f8b9c21","claim":"EverQuote, Inc. reported first quarter 2024 results: revenue Revenue of $78.0 - $82.0 million.","evidence_excerpt":"First Quarter 2024 Outlook (Revenue in our health insurance vertical was $8.7 million in the first quarter of 2023): • Revenue of $78.0 - $82.0 million. • Variable Marketing Margin of $26.0 - $28.0 million. • Adjusted EBITDA of $3.0 - $5.0 million.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1640428/000119312524046180/0001193125-24-046180-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"first quarter 2024"},{"label":"Revenue","value":"Revenue of $78.0 - $82.0 million"},{"label":"Result","value":"guidance update"}],"fact_type":"earnings_release"},{"claim_id":"e5060a00a0bfb88af49da8cd8f33ce53e36c1bb2","claim":"EverQuote, Inc. reported fourth quarter ended December 31, 2023 results: revenue Total revenue of $55.7 million, net income GAAP net loss improved to a loss of $6.3 million.","evidence_excerpt":"EverQuote Announces Fourth Quarter and Full Year 2023 Financial Results • Fourth Quarter Revenue of $55.7 million • Fourth Quarter Variable Marketing Margin of $20.7 million • Full Year Revenue of $287.9 million • Full Year Variable Marketing Margin of $100.3 million","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1640428/000119312524046180/0001193125-24-046180-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"fourth quarter ended December 31, 2023"},{"label":"Revenue","value":"Total revenue of $55.7 million"},{"label":"Net income","value":"GAAP net loss improved to a loss of $6.3 million"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}