{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-24-099895","form_type":"8-K","ticker":"ALLY","cik":"0000040729","company_name":"Ally Financial Inc.","filed_at":"2024-04-18T23:59:59+00:00","discovered_at":"2026-05-14T18:03:21.612129+00:00","generated_at":"2026-06-03T19:50:37.876615+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Ally Financial Q1 GAAP EPS $0.42, adjusted EPS $0.45; announces new CEO Michael Rhodes","bullets":["GAAP net income $129M ($0.42 EPS); adjusted EPS $0.45; core pre-tax income $183M.","Adjusted total net revenue $2.0B; record 3.8M consumer auto applications with $9.8B originations.","Retail auto net charge-offs 227 bps, in line with guidance; 40% of volume in highest credit tier.","Michael Rhodes appointed CEO effective April 29, 2024, succeeding interim CEO Doug Timmerman.","Retail deposits $145.1B, up $2.9B; 3.1M depositors; closed sale of Ally Lending with ~15 bps CET1 benefit."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-24-099895","json":"https://secwatch.observer/filing/0001193125-24-099895.json","markdown":"https://secwatch.observer/filing/0001193125-24-099895.md","text":"https://secwatch.observer/filing/0001193125-24-099895.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/40729/000119312524099895/0001193125-24-099895-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/40729/000119312524099895/d816457d8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-03T19:50:37.876615+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"c3015cf09a144c3b6828822e8b2a744dac482e00","claim":"Ally Financial Inc. reported preliminary financial results for the first quarter ended March 31, 2024.","evidence_excerpt":"On April 18, 2024, Ally Financial Inc. issued a press release announcing preliminary operating results for the first quarter ended March 31, 2024. The press release is attached hereto and incorporated by reference as Exhibit 99.1.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/40729/000119312524099895/0001193125-24-099895-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the first quarter ended March 31, 2024"},{"label":"Result","value":"preliminary results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}