{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-24-105952","form_type":"8-K","ticker":"BPOP","cik":"0000763901","company_name":"POPULAR, INC.","filed_at":"2024-04-23T23:59:59+00:00","discovered_at":"2026-05-14T18:03:21.923772+00:00","generated_at":"2026-06-03T12:56:21.597530+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Popular Q1 net income $103.3M, EPS $1.43; NII rises 3% QoQ, NIM widens 8bps","bullets":["GAAP net income $103.3M ($1.43 diluted EPS), up from $94.6M ($1.31) in Q4; adjusted net income $135.2M.","Net interest income $550.7M (+3.1% QoQ); net interest margin 3.16% (up 8 bps).","Operating expenses $483.1M, down $48M QoQ, includes $14.3M FDIC special assessment; ex-items up $2.7M.","Credit stable: NPL ratio 1.0%, NCO ratio 0.71%, ACL ratio 2.11% (all vs prior).","CET1 ratio 16.36%, tangible book value $60.06/share; deposits grew $190.5M ending balance."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-24-105952","json":"https://secwatch.observer/filing/0001193125-24-105952.json","markdown":"https://secwatch.observer/filing/0001193125-24-105952.md","text":"https://secwatch.observer/filing/0001193125-24-105952.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/763901/000119312524105952/0001193125-24-105952-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/763901/000119312524105952/d830538d8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-03T12:56:21.597530+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"7df290ef0b96c600a3087157499aa0bc8dcaf9ba","claim":"POPULAR, INC. reported Q1 2024 results: net income $103.3 million, EPS $1.43.","evidence_excerpt":"Popular, Inc. Announces First Quarter 2024 Financial Results • Net income of $103.3 million in Q1 2024, compared to net income of $94.6 million in Q4 2023.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/763901/000119312524105952/0001193125-24-105952-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"Q1 2024"},{"label":"Net income","value":"$103.3 million"},{"label":"EPS","value":"$1.43"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}