{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-24-108547","form_type":"8-K","ticker":"SFNC","cik":"0000090498","company_name":"SIMMONS FIRST NATIONAL CORP","filed_at":"2024-04-24T23:59:59+00:00","discovered_at":"2026-05-14T18:03:22.390402+00:00","generated_at":"2026-06-03T10:57:44.698279+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Simmons First National Q1 net income $38.9M; adj EPS $0.32; NIM 2.66%","bullets":["Net income $38.9M ($0.31 diluted EPS); adjusted earnings $40.4M ($0.32 adj diluted EPS).","Total revenue $195.1M; net interest margin 2.66% relatively stable linked quarter.","Total loans $17.0B (+4% LQA); total deposits $22.4B (+2% LQA); commercial loan pipeline expanded.","Net charge-off ratio 0.19%; allowance for credit losses to loans 1.34%; NPAs increased.","Recorded $1.6M FDIC special assessment in Q1 (plus $10.5M in Q4); PPNR $55.2M, adj PPNR $57.2M."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-24-108547","json":"https://secwatch.observer/filing/0001193125-24-108547.json","markdown":"https://secwatch.observer/filing/0001193125-24-108547.md","text":"https://secwatch.observer/filing/0001193125-24-108547.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/90498/000119312524108547/0001193125-24-108547-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/90498/000119312524108547/d765327d8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-03T10:57:44.698279+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"52cae1dba01a9db092b4debb3c7131d1abba21df","claim":"SIMMONS FIRST NATIONAL CORP reported first quarter of 2024 results: net income $38.9 million, EPS $0.31.","evidence_excerpt":"Simmons First National Corporation (NASDAQ: SFNC) (Simmons or Company) today reported net income of $38.9 million for the first quarter of 2024, compared to $23.9 million for the fourth quarter of 2023 and $45.6 million for the first quarter of 2023. Diluted earnings per share were $0.31 for the first quarter of 2024","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/90498/000119312524108547/0001193125-24-108547-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"first quarter of 2024"},{"label":"Net income","value":"$38.9 million"},{"label":"EPS","value":"$0.31"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}