{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-24-111393","form_type":"8-K","ticker":"CVBF","cik":"0000354647","company_name":"CVB FINANCIAL CORP","filed_at":"2024-04-25T23:59:59+00:00","discovered_at":"2026-05-14T18:03:21.574826+00:00","generated_at":"2026-06-03T08:30:38.795664+00:00","sec_items":["2.02","9.01","8.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"CVB Financial Q1 net income $48.6M ($0.35), down 18% YoY; NIM 3.10%","bullets":["Net income $48.6M ($0.35 EPS), down 18% YoY from $59.3M; flat sequentially.","NIM 3.10%, down 16bps Q/Q and 35bps YoY; cost of funds 1.31% vs 1.09% Q4.","Total deposits +$461M Q/Q including $300M brokered; noninterest-bearing deposits 59.8% of total.","Net loans -$134M (1.5%) from year-end; net charge-offs $4M; ACL 0.94% of loans.","FDIC special assessment $2.3M in Q1; effective tax rate 27.25%; TCE ratio 8.3%."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-24-111393","json":"https://secwatch.observer/filing/0001193125-24-111393.json","markdown":"https://secwatch.observer/filing/0001193125-24-111393.md","text":"https://secwatch.observer/filing/0001193125-24-111393.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/354647/000119312524111393/0001193125-24-111393-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/354647/000119312524111393/d805306d8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-03T08:30:38.795664+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}