{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-24-116054","form_type":"8-K","ticker":"NWFL","cik":"0001013272","company_name":"NORWOOD FINANCIAL CORP","filed_at":"2024-04-26T23:59:59+00:00","discovered_at":"2026-05-14T18:03:16.875990+00:00","generated_at":"2026-06-03T06:09:02.717062+00:00","sec_items":["5.07","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Norwood Financial reports Q1 2024 net income $4.4M, EPS $0.55","bullets":["Q1 2024 earnings $4.4M, diluted EPS $0.55; assets $2.3B, loans $1.6B, deposits $1.8B.","Loan growth 4.5% annualized, deposit growth 9.8% annualized, NIM 2.79%.","Shareholders re-elected directors Critelli, Donnelly, Hungerford; approved 2024 Equity Incentive Plan.","Ratified S.R. Snodgrass, P.C. as independent auditor for FY2024.","2023 highlights cited: loan growth 8.8%, deposit growth 3.9%, increased cash dividends."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-24-116054","json":"https://secwatch.observer/filing/0001193125-24-116054.json","markdown":"https://secwatch.observer/filing/0001193125-24-116054.md","text":"https://secwatch.observer/filing/0001193125-24-116054.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1013272/000119312524116054/0001193125-24-116054-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1013272/000119312524116054/d828519d8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-03T06:09:02.717062+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"0cc4b8bb08409e0857447ed657d46f156f19ee14","claim":"NORWOOD FINANCIAL CORP shareholders approved Election of Directors at the 2024-04-23 meeting.","evidence_excerpt":"Election of Directors; Nominee For Withheld Broker Non-Vote James O. Donnelly 4,447,092 78,173 1,787,445 Lewis J. Critelli 3,905,914 619,351 1,787,445 Meg L. Hungerford 4,411,821 113,444 1,787,445","evidence_source":"SEC 8-K Item 5.07","evidence_url":"https://www.sec.gov/Archives/edgar/data/1013272/000119312524116054/0001193125-24-116054-index.htm","confidence":0.9,"family_label":"Shareholder Votes","details":[{"label":"Proposal","value":"director election"},{"label":"Outcome","value":"passed"},{"label":"Meeting","value":"2024-04-23"}],"fact_type":"shareholder_vote"},{"claim_id":"6a9a368fab889aad972554aa0e879f35f295a06e","claim":"NORWOOD FINANCIAL CORP shareholders approved Ratification of appointment of S.R. Snodgrass, P.C. as independent auditors for the fiscal year ending December 31, 2024 at the 2024-04-23 meeting.","evidence_excerpt":"Ratification of appointment of S.R. Snodgrass, P.C. as independent auditors for the fiscal year ending December 31, 2024; For Against Abstain 6,058,592 31,031 223,087","evidence_source":"SEC 8-K Item 5.07","evidence_url":"https://www.sec.gov/Archives/edgar/data/1013272/000119312524116054/0001193125-24-116054-index.htm","confidence":0.9,"family_label":"Shareholder Votes","details":[{"label":"Proposal","value":"auditor ratification"},{"label":"Outcome","value":"passed"},{"label":"Meeting","value":"2024-04-23"}],"fact_type":"shareholder_vote"},{"claim_id":"fe90fe8d191433a7a2cd462c00f0f7558c9301ba","claim":"NORWOOD FINANCIAL CORP shareholders approved Approval of the Norwood Financial Corp 2024 Equity Incentive Plan at the 2024-04-23 meeting.","evidence_excerpt":"Approval of the Norwood Financial Corp 2024 Equity Incentive Plan; For Against Abstain 4,203,841 262,203 59,221","evidence_source":"SEC 8-K Item 5.07","evidence_url":"https://www.sec.gov/Archives/edgar/data/1013272/000119312524116054/0001193125-24-116054-index.htm","confidence":0.9,"family_label":"Shareholder Votes","details":[{"label":"Proposal","value":"equity plan"},{"label":"Outcome","value":"passed"},{"label":"Meeting","value":"2024-04-23"}],"fact_type":"shareholder_vote"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}