---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-24-116054"
form_type: "8-K"
ticker: "NWFL"
cik: "0001013272"
company_name: "NORWOOD FINANCIAL CORP"
filed_at: "2024-04-26T23:59:59+00:00"
generated_at: "2026-06-03T06:09:02.717062+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# Norwood Financial reports Q1 2024 net income $4.4M, EPS $0.55

## Summary
- Q1 2024 earnings $4.4M, diluted EPS $0.55; assets $2.3B, loans $1.6B, deposits $1.8B.
- Loan growth 4.5% annualized, deposit growth 9.8% annualized, NIM 2.79%.
- Shareholders re-elected directors Critelli, Donnelly, Hungerford; approved 2024 Equity Incentive Plan.
- Ratified S.R. Snodgrass, P.C. as independent auditor for FY2024.
- 2023 highlights cited: loan growth 8.8%, deposit growth 3.9%, increased cash dividends.

## SEC filing metadata
- accession: 0001193125-24-116054
- form_type: 8-K
- ticker: NWFL
- cik: 0001013272
- company_name: NORWOOD FINANCIAL CORP
- filed_at: 2024-04-26T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 5.07, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1013272/000119312524116054/0001193125-24-116054-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1013272/000119312524116054/d828519d8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-24-116054
- JSON: https://secwatch.observer/filing/0001193125-24-116054.json
- Plain text: https://secwatch.observer/filing/0001193125-24-116054.txt

## Key facts
- Shareholder Votes
  NORWOOD FINANCIAL CORP shareholders approved Election of Directors at the 2024-04-23 meeting.
  - Proposal: director election
  - Outcome: passed
  - Meeting: 2024-04-23
  source text: Election of Directors; Nominee For Withheld Broker Non-Vote James O. Donnelly 4,447,092 78,173 1,787,445 Lewis J. Critelli 3,905,914 619,351 1,787,445 Meg L. Hungerford 4,411,821 113,444 1,787,445
  evidence_url: https://www.sec.gov/Archives/edgar/data/1013272/000119312524116054/0001193125-24-116054-index.htm
- Shareholder Votes
  NORWOOD FINANCIAL CORP shareholders approved Ratification of appointment of S.R. Snodgrass, P.C. as independent auditors for the fiscal year ending December 31, 2024 at the 2024-04-23 meeting.
  - Proposal: auditor ratification
  - Outcome: passed
  - Meeting: 2024-04-23
  source text: Ratification of appointment of S.R. Snodgrass, P.C. as independent auditors for the fiscal year ending December 31, 2024; For Against Abstain 6,058,592 31,031 223,087
  evidence_url: https://www.sec.gov/Archives/edgar/data/1013272/000119312524116054/0001193125-24-116054-index.htm
- Shareholder Votes
  NORWOOD FINANCIAL CORP shareholders approved Approval of the Norwood Financial Corp 2024 Equity Incentive Plan at the 2024-04-23 meeting.
  - Proposal: equity plan
  - Outcome: passed
  - Meeting: 2024-04-23
  source text: Approval of the Norwood Financial Corp 2024 Equity Incentive Plan; For Against Abstain 4,203,841 262,203 59,221
  evidence_url: https://www.sec.gov/Archives/edgar/data/1013272/000119312524116054/0001193125-24-116054-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.