---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-24-119997"
form_type: "8-K"
ticker: "UMBF"
cik: "0000101382"
company_name: "UMB FINANCIAL CORP"
filed_at: "2024-04-29T23:59:59+00:00"
generated_at: "2026-06-03T05:19:46.658966+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# UMB Financial Q1 net income $110.3M ($2.25 EPS); declares $0.39 dividend, authorizes 1M share buyback

## Summary
- GAAP net income $110.3M ($2.25 diluted EPS); net operating income $120.7M ($2.47 diluted EPS).
- Average loans up 9.8% YoY to $23.4B; average deposits up 6.2% YoY to $33.5B.
- Net interest income $239.4M (+3.9% linked quarter); noninterest income $159.2M (+22.3% YoY).
- Board declared $0.39/share quarterly dividend, payable July 1 to shareholders of record June 10.
- Authorized repurchase of up to 1M shares of common stock until the 2025 annual meeting.

## SEC filing metadata
- accession: 0001193125-24-119997
- form_type: 8-K
- ticker: UMBF
- cik: 0000101382
- company_name: UMB FINANCIAL CORP
- filed_at: 2024-04-29T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/101382/000119312524119997/0001193125-24-119997-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/101382/000119312524119997/d830662d8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-24-119997
- JSON: https://secwatch.observer/filing/0001193125-24-119997.json
- Plain text: https://secwatch.observer/filing/0001193125-24-119997.txt

## Key facts
- Earnings Releases
  UMB FINANCIAL CORP reported the quarter ended March 31, 2024 results: net income $110.3 million, EPS $2.25 per diluted share.
  - Period: the quarter ended March 31, 2024
  - Net income: $110.3 million
  - EPS: $2.25 per diluted share
  - Result: reported results
  source text: UMB Financial Corporation Reports First Quarter 2024 Net Income of $110.3 Million and Net Operating Income (i) of $120.7 Million.
  evidence_url: https://www.sec.gov/Archives/edgar/data/101382/000119312524119997/0001193125-24-119997-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.