{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-24-120054","form_type":"8-K","ticker":"UMBF","cik":"0000101382","company_name":"UMB FINANCIAL CORP","filed_at":"2024-04-29T23:59:59+00:00","discovered_at":"2026-05-14T18:03:16.880773+00:00","generated_at":"2026-06-03T05:20:13.056534+00:00","sec_items":["1.01","7.01","8.01","9.01"],"event_type":"m_and_a","sentiment":"neutral","materiality_score":0.9,"calibrated_materiality_score":0.9,"confidence":"high","headline":"UMB Financial to acquire Heartland Financial in stock merger; exchange ratio 0.55","bullets":["UMB Financial to acquire Heartland Financial in a stock merger; each HTLF share exchanged for 0.55 UMBF shares.","Combined board expands to 16 directors, with 5 from HTLF.","To fund the deal, UMBF entered a forward sale agreement for 2.8M shares at $72 each, with an option for 420k more.","Transaction subject to regulatory approvals (Fed, OCC), shareholder votes, and termination fee of $70M.","HTLF CEO Bruce K. Lee (0.02% stake) agreed to vote his shares in favor."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-24-120054","json":"https://secwatch.observer/filing/0001193125-24-120054.json","markdown":"https://secwatch.observer/filing/0001193125-24-120054.md","text":"https://secwatch.observer/filing/0001193125-24-120054.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/101382/000119312524120054/0001193125-24-120054-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/101382/000119312524120054/d808030d8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-03T05:20:13.056534+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"d9ad063ea19a8399348d9e2ffd5f5f99c9f61797","claim":"UMB FINANCIAL CORP entered into Agreement and Plan of Merger with Heartland Financial USA, Inc. and Blue Sky Merger Sub Inc. (effective 2024-04-28).","evidence_excerpt":"On April 28, 2024 (the “Signing Date”), UMB Financial Corporation, a Missouri corporation (the “Company”) entered into an Agreement and Plan of Merger (the “Merger Agreement”) with Heartland Financial USA, Inc., a Delaware corporation (“HTLF”) and Blue Sky Merger Sub Inc., a Delaware corporation and wholly owned subsidiary of the Company (“Blue Sky Merger Sub”).","evidence_source":"SEC 8-K Item 1.01/1.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/101382/000119312524120054/0001193125-24-120054-index.htm","confidence":0.9,"family_label":"Material Agreements","details":[{"label":"Action","value":"entry"},{"label":"Agreement","value":"merger"},{"label":"Counterparty","value":"Heartland Financial USA, Inc. and Blue Sky Merger Sub Inc."},{"label":"Effective","value":"2024-04-28"}],"fact_type":"material_agreement"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}