{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-24-123691","form_type":"8-K","ticker":null,"cik":"0000836147","company_name":"MIDDLEFIELD BANC CORP","filed_at":"2024-04-30T23:59:59+00:00","discovered_at":"2026-05-14T18:03:22.112173+00:00","generated_at":"2026-06-03T05:08:26.581019+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Middlefield Banc Q1 net income $4.2M ($0.51 EPS) vs $4.9M year ago; loans grow to record $1.49B","bullets":["Net income $4.2M, down 14% from $4.9M in Q1 2023; diluted EPS $0.51 vs $0.60.","Total loans up 7.8% to record $1.49B; total deposits $1.45B, up 1.5% YoY.","Net interest margin narrowed to 3.53% from 4.19% year ago; net interest income $15.0M vs $16.5M.","Nonperforming assets improved to 0.60% of total assets; allowance for credit losses 1.41% of loans.","Repurchased 43,858 shares at avg $24.00; declared $0.20 dividend per share."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-24-123691","json":"https://secwatch.observer/filing/0001193125-24-123691.json","markdown":"https://secwatch.observer/filing/0001193125-24-123691.md","text":"https://secwatch.observer/filing/0001193125-24-123691.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/836147/000119312524123691/0001193125-24-123691-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/836147/000119312524123691/d798769d8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-03T05:08:26.581019+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"0cb6dbdf3ee7421412b8ea6d02c5bfc7a5ee33cc","claim":"MIDDLEFIELD BANC CORP reported the three months ended March 31, 2024 results: net income $4.2 million, EPS $0.51 per diluted share.","evidence_excerpt":"On April 30, 2024, Middlefield Banc Corp. issued a press release announcing financial results for the three month period ended March 31, 2024.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/836147/000119312524123691/0001193125-24-123691-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the three months ended March 31, 2024"},{"label":"Net income","value":"$4.2 million"},{"label":"EPS","value":"$0.51 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}