{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-24-133773","form_type":"8-K","ticker":"BWIN","cik":"0001781755","company_name":"Baldwin Insurance Group, Inc.","filed_at":"2024-05-08T23:59:59+00:00","discovered_at":"2026-05-14T18:03:20.065598+00:00","generated_at":"2026-06-02T12:12:08.385528+00:00","sec_items":["7.01","9.01"],"event_type":"debt","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"Baldwin Insurance Group plans $500M notes offering, $1.44B credit facilities to refinance existing debt","bullets":["$500M senior secured notes due 2031 offered via 144A/Reg S; new $840M term loan (2031) and $600M revolver (2029) also announced.","Proceeds, together with cash on hand, to repay ~$996.2M existing term loan and ~$351M revolver, plus fees and accrued interest.","Aggregate estimated contingent earnout liabilities ~$201M as of May 8, 2024; undiscounted estimate ~$222M.","Transactions subject to market conditions and lender commitments; no assurance of completion or final terms."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-24-133773","json":"https://secwatch.observer/filing/0001193125-24-133773.json","markdown":"https://secwatch.observer/filing/0001193125-24-133773.md","text":"https://secwatch.observer/filing/0001193125-24-133773.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1781755/000119312524133773/0001193125-24-133773-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1781755/000119312524133773/d805287d8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-02T12:12:08.385528+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}