---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-24-133773"
form_type: "8-K"
ticker: "BWIN"
cik: "0001781755"
company_name: "Baldwin Insurance Group, Inc."
filed_at: "2024-05-08T23:59:59+00:00"
generated_at: "2026-06-02T12:12:08.385528+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.6
calibrated_materiality_score: 0.6
confidence: "high"
source: SEC EDGAR
---

# Baldwin Insurance Group plans $500M notes offering, $1.44B credit facilities to refinance existing debt

## Summary
- $500M senior secured notes due 2031 offered via 144A/Reg S; new $840M term loan (2031) and $600M revolver (2029) also announced.
- Proceeds, together with cash on hand, to repay ~$996.2M existing term loan and ~$351M revolver, plus fees and accrued interest.
- Aggregate estimated contingent earnout liabilities ~$201M as of May 8, 2024; undiscounted estimate ~$222M.
- Transactions subject to market conditions and lender commitments; no assurance of completion or final terms.

## SEC filing metadata
- accession: 0001193125-24-133773
- form_type: 8-K
- ticker: BWIN
- cik: 0001781755
- company_name: Baldwin Insurance Group, Inc.
- filed_at: 2024-05-08T23:59:59+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.6
- calibrated_materiality_score: 0.6
- confidence: high
- sec_items: 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1781755/000119312524133773/0001193125-24-133773-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1781755/000119312524133773/d805287d8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-24-133773
- JSON: https://secwatch.observer/filing/0001193125-24-133773.json
- Plain text: https://secwatch.observer/filing/0001193125-24-133773.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.