{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-24-141856","form_type":"8-K","ticker":"ENVA","cik":"0001529864","company_name":"Enova International, Inc.","filed_at":"2024-05-17T23:59:59+00:00","discovered_at":"2026-05-14T18:03:18.857918+00:00","generated_at":"2026-06-01T15:32:08.171252+00:00","sec_items":["1.01","2.03"],"event_type":"debt","sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"confidence":"high","headline":"Enova closes $399.6M ABS notes (Series 2024-1) at 6.84% weighted avg coupon","bullets":["Three classes issued: $260.1M Class A (6.27%), $82.2M Class B (7.15%), $57.3M Class C (8.99%).","Proceeds used to purchase small business loans from subsidiary OnDeck; collateral pool ~$440M.","Notes are non-recourse to Enova, bankruptcy-remote structure; rated by Kroll Bond Rating Agency.","Revolving period ends May 2027; optional prepayment begins June 2026; final maturity July 2031.","Performance covenants include delinquency rate, weighted average loan yield, and excess spread minimums."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-24-141856","json":"https://secwatch.observer/filing/0001193125-24-141856.json","markdown":"https://secwatch.observer/filing/0001193125-24-141856.md","text":"https://secwatch.observer/filing/0001193125-24-141856.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1529864/000119312524141856/0001193125-24-141856-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1529864/000119312524141856/d833805d8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-01T15:32:08.171252+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"d57dc93e1ab0a538be6ceb8eec2ad58c4d40310c","claim":"Enova International, Inc. entered into Series 2024-1 Indenture Supplement with Deutsche Bank Trust Company Americas valued at $399,574,000 initial principal amount (effective 2024-05-17).","evidence_excerpt":"On May 17, 2024, OnDeck Asset Securitization IV, LLC (“ ODAS IV ”), a wholly-owned indirect subsidiary of Enova International, Inc. (the “ Company ”), issued $399,574,000 initial principal amount of Fixed-Rate Asset Backed Notes (the “ Series 2024-1 Notes ”) in a securitization transaction (the “ Series 2024-1 Transaction ” and such series, the “ 2024-1 Series ” ).","evidence_source":"SEC 8-K Item 1.01/1.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1529864/000119312524141856/0001193125-24-141856-index.htm","confidence":0.9,"family_label":"Material Agreements","details":[{"label":"Action","value":"entry"},{"label":"Agreement","value":"notes offering"},{"label":"Counterparty","value":"Deutsche Bank Trust Company Americas"},{"label":"Value","value":"$399,574,000 initial principal amount"},{"label":"Effective","value":"2024-05-17"}],"fact_type":"material_agreement"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}