{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-24-149333","form_type":"8-K","ticker":"BWIN","cik":"0001781755","company_name":"Baldwin Insurance Group, Inc.","filed_at":"2024-05-29T23:59:59+00:00","discovered_at":"2026-05-14T18:03:20.066166+00:00","generated_at":"2026-06-01T07:44:11.427122+00:00","sec_items":["1.01","2.03","9.01"],"event_type":"debt","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Baldwin Insurance issues $600M 7.125% notes, $840M term loan, refinances debt","bullets":["$600M 7.125% Senior Secured Notes due 2031 issued at par; semi-annual interest starting Nov 2024.","$840M new term loan facility (maturing 2031) issued at 99.75%; fully advanced at closing.","$600M new revolving credit facility (maturing 2029) established; no initial borrowings drawn.","Proceeds used to repay existing credit facilities, pay fees, settle contingent earnout liabilities.","Notes and term loan are senior secured, pari passu with new revolving facility; covenants limit debt and liens."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-24-149333","json":"https://secwatch.observer/filing/0001193125-24-149333.json","markdown":"https://secwatch.observer/filing/0001193125-24-149333.md","text":"https://secwatch.observer/filing/0001193125-24-149333.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1781755/000119312524149333/0001193125-24-149333-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1781755/000119312524149333/d823548d8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-01T07:44:11.427122+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}