---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-24-161586"
form_type: "8-K"
ticker: "FICO"
cik: "0000814547"
company_name: "FAIR ISAAC CORP"
filed_at: "2024-06-14T23:59:59+00:00"
generated_at: "2026-06-01T04:29:31.649542+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.5
calibrated_materiality_score: 0.5
confidence: "high"
source: SEC EDGAR
---

# FICO adds $450M unsecured term loan due 2026 under credit agreement amendment

## Summary
- Third Amendment to Credit Agreement adds $450M Incremental Term A-1 Loan maturing August 19, 2026.
- Loan is unsecured; no scheduled principal repayments prior to maturity; prepayable without premium.
- Proceeds to repay revolving loans, pay fees, and finance working capital and general corporate purposes.
- Lenders include Wells Fargo ($100M), Bank of America ($150M), U.S. Bank ($70M), HSBC ($65M), TD Bank ($65M).
- Interest based on SOFR or base rate plus applicable margin (100-175 bps for SOFR).

## SEC filing metadata
- accession: 0001193125-24-161586
- form_type: 8-K
- ticker: FICO
- cik: 0000814547
- company_name: FAIR ISAAC CORP
- filed_at: 2024-06-14T23:59:59+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.5
- calibrated_materiality_score: 0.5
- confidence: high
- sec_items: 1.01, 2.03, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/814547/000119312524161586/0001193125-24-161586-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/814547/000119312524161586/d853494d8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-24-161586
- JSON: https://secwatch.observer/filing/0001193125-24-161586.json
- Plain text: https://secwatch.observer/filing/0001193125-24-161586.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.