{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-24-180000","form_type":"8-K","ticker":"ALLY","cik":"0000040729","company_name":"Ally Financial Inc.","filed_at":"2024-07-17T23:59:59+00:00","discovered_at":"2026-05-14T18:03:15.534710+00:00","generated_at":"2026-05-31T20:18:50.767608+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Ally Q2 2024 GAAP EPS $0.86, adj. EPS $0.97; NIM up 14bps QoQ","bullets":["GAAP net income $266M; core net income $299M; total net revenue $2.0B (flat vs Q1).","Adjusted EPS $0.97 vs $0.45 in Q1; core ROTCE 14.0%, up from 6.5%.","CET1 ratio 9.6%, up 18bps; excess CET1 $4B above minimum; SCB 2.6%.","Consumer auto originations $9.8B; retail deposits $142B, down $3B QoQ on tax outflows.","Insurance written premiums $344M, +15% YoY; retail auto net charge-offs 1.81% down 46bps QoQ."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-24-180000","json":"https://secwatch.observer/filing/0001193125-24-180000.json","markdown":"https://secwatch.observer/filing/0001193125-24-180000.md","text":"https://secwatch.observer/filing/0001193125-24-180000.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/40729/000119312524180000/0001193125-24-180000-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/40729/000119312524180000/d871251d8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-31T20:18:50.767608+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}