---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-24-180000"
form_type: "8-K"
ticker: "ALLY"
cik: "0000040729"
company_name: "Ally Financial Inc."
filed_at: "2024-07-17T23:59:59+00:00"
generated_at: "2026-05-31T20:18:50.767608+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Ally Q2 2024 GAAP EPS $0.86, adj. EPS $0.97; NIM up 14bps QoQ

## Summary
- GAAP net income $266M; core net income $299M; total net revenue $2.0B (flat vs Q1).
- Adjusted EPS $0.97 vs $0.45 in Q1; core ROTCE 14.0%, up from 6.5%.
- CET1 ratio 9.6%, up 18bps; excess CET1 $4B above minimum; SCB 2.6%.
- Consumer auto originations $9.8B; retail deposits $142B, down $3B QoQ on tax outflows.
- Insurance written premiums $344M, +15% YoY; retail auto net charge-offs 1.81% down 46bps QoQ.

## SEC filing metadata
- accession: 0001193125-24-180000
- form_type: 8-K
- ticker: ALLY
- cik: 0000040729
- company_name: Ally Financial Inc.
- filed_at: 2024-07-17T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/40729/000119312524180000/0001193125-24-180000-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/40729/000119312524180000/d871251d8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-24-180000
- JSON: https://secwatch.observer/filing/0001193125-24-180000.json
- Plain text: https://secwatch.observer/filing/0001193125-24-180000.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.