---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-24-181653"
form_type: "8-K"
ticker: "BCBP"
cik: "0001228454"
company_name: "BCB BANCORP INC"
filed_at: "2024-07-19T23:59:59+00:00"
generated_at: "2026-05-31T18:59:04.372748+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# BCB Bancorp Q2 net income $2.8M ($0.14 EPS), loan sale loss $4.6M, declares $0.16 dividend

## Summary
- Net income of $2.8M ($0.14 diluted EPS) vs $8.6M ($0.50) in Q2 2023.
- Agreed to sell $38.4M CRE/multifamily loan pool; pre-tax loss of $4.6M recorded.
- Provision for credit losses $2.4M, up from $1.4M in Q2 2023; net charge-offs $1.8M.
- Non-accrual loans rose to $32.4M (1.01% of gross loans) from $5.7M (0.17%) year ago.
- Quarterly dividend declared $0.16 per share, payable Aug 16 to holders of record Aug 2.

## SEC filing metadata
- accession: 0001193125-24-181653
- form_type: 8-K
- ticker: BCBP
- cik: 0001228454
- company_name: BCB BANCORP INC
- filed_at: 2024-07-19T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1228454/000119312524181653/0001193125-24-181653-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1228454/000119312524181653/d869778d8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-24-181653
- JSON: https://secwatch.observer/filing/0001193125-24-181653.json
- Plain text: https://secwatch.observer/filing/0001193125-24-181653.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.