{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-24-181952","form_type":"8-K","ticker":"ALLY","cik":"0000040729","company_name":"Ally Financial Inc.","filed_at":"2024-07-22T23:59:59+00:00","discovered_at":"2026-05-14T18:03:15.534906+00:00","generated_at":"2026-05-31T18:42:08.337964+00:00","sec_items":["8.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Ally Financial Q2 2024 GAAP EPS $0.86, adjusted EPS $0.97, core ROTCE 14.0%","bullets":["GAAP net income $266M, EPS $0.86; adj. EPS $0.97, core pre-tax income $299M.","NIM ex. OID 3.30%, up 14 bps QoQ; CET1 ratio 9.6% (+18 bps), $4B excess CET1.","Retail auto originations $9.8B, yield 10.59%; NCO rate 1.81%, down 46 bps QoQ.","Insurance written premiums $344M, up 15% YoY; retail deposits $142B, down $3B QoQ.","3.2M retail deposit customers, added 54K in Q2; 1.2M active credit cardholders."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-24-181952","json":"https://secwatch.observer/filing/0001193125-24-181952.json","markdown":"https://secwatch.observer/filing/0001193125-24-181952.md","text":"https://secwatch.observer/filing/0001193125-24-181952.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/40729/000119312524181952/0001193125-24-181952-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/40729/000119312524181952/d851491d8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-31T18:42:08.337964+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}