---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-24-181952"
form_type: "8-K"
ticker: "ALLY"
cik: "0000040729"
company_name: "Ally Financial Inc."
filed_at: "2024-07-22T23:59:59+00:00"
generated_at: "2026-05-31T18:42:08.337964+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Ally Financial Q2 2024 GAAP EPS $0.86, adjusted EPS $0.97, core ROTCE 14.0%

## Summary
- GAAP net income $266M, EPS $0.86; adj. EPS $0.97, core pre-tax income $299M.
- NIM ex. OID 3.30%, up 14 bps QoQ; CET1 ratio 9.6% (+18 bps), $4B excess CET1.
- Retail auto originations $9.8B, yield 10.59%; NCO rate 1.81%, down 46 bps QoQ.
- Insurance written premiums $344M, up 15% YoY; retail deposits $142B, down $3B QoQ.
- 3.2M retail deposit customers, added 54K in Q2; 1.2M active credit cardholders.

## SEC filing metadata
- accession: 0001193125-24-181952
- form_type: 8-K
- ticker: ALLY
- cik: 0000040729
- company_name: Ally Financial Inc.
- filed_at: 2024-07-22T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/40729/000119312524181952/0001193125-24-181952-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/40729/000119312524181952/d851491d8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-24-181952
- JSON: https://secwatch.observer/filing/0001193125-24-181952.json
- Plain text: https://secwatch.observer/filing/0001193125-24-181952.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.