---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-24-182673"
form_type: "8-K"
ticker: "AUBN"
cik: "0000750574"
company_name: "AUBURN NATIONAL BANCORPORATION, INC"
filed_at: "2024-07-23T23:59:59+00:00"
generated_at: "2026-05-31T18:19:17.461252+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# Auburn National Bancorp Q2 net earnings $1.7M ($0.50); loans up 12% YoY

## Summary
- Net earnings $1.7M, $0.50 EPS vs $0.39 Q1 2024 and $0.55 Q2 2023; total revenue up 1%.
- Net interest margin (tax-equivalent) improved to 3.06% from 3.04% Q1 and 3.03% Q2 2023.
- Average loans grew 9% annualized from Q1; period-end loans $578.1M, up 12% YoY.
- Nonperforming assets were 0.08% of total assets; negative provision for credit losses of $0.1M.
- Noninterest expense decreased 3% QoQ and 5% YoY; cash dividends $0.27 per share.

## SEC filing metadata
- accession: 0001193125-24-182673
- form_type: 8-K
- ticker: AUBN
- cik: 0000750574
- company_name: AUBURN NATIONAL BANCORPORATION, INC
- filed_at: 2024-07-23T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/750574/000119312524182673/0001193125-24-182673-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/750574/000119312524182673/d870564d8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-24-182673
- JSON: https://secwatch.observer/filing/0001193125-24-182673.json
- Plain text: https://secwatch.observer/filing/0001193125-24-182673.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.