---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-24-182987"
form_type: "8-K"
ticker: "CFG"
cik: "0000759944"
company_name: "CITIZENS FINANCIAL GROUP INC/RI"
filed_at: "2024-07-23T23:59:59+00:00"
generated_at: "2026-05-31T18:19:41.905686+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# Citizens Financial issues $1.25B in 5.718% Fixed/Floating Senior Notes due 2032

## Summary
- Completed $1.25B aggregate principal amount of 5.718% Fixed/Floating Rate Senior Notes due July 23, 2032.
- Fixed rate of 5.718% from July 23, 2024 to July 23, 2031; then SOFR plus 1.910% for final year.
- Proceeds for general corporate purposes, including debt repayment, dividends, repurchases, and acquisitions.
- Underwriters include Barclays, Citigroup, Goldman Sachs, Morgan Stanley, and Citizens JMP Securities.
- Issued under Ninth Supplemental Indenture dated July 23, 2024 with BNY Mellon as trustee.

## SEC filing metadata
- accession: 0001193125-24-182987
- form_type: 8-K
- ticker: CFG
- cik: 0000759944
- company_name: CITIZENS FINANCIAL GROUP INC/RI
- filed_at: 2024-07-23T23:59:59+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/759944/000119312524182987/0001193125-24-182987-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/759944/000119312524182987/d860192d8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-24-182987
- JSON: https://secwatch.observer/filing/0001193125-24-182987.json
- Plain text: https://secwatch.observer/filing/0001193125-24-182987.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.