{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-24-183075","form_type":"8-K","ticker":"NAVI","cik":"0001593538","company_name":"NAVIENT CORP","filed_at":"2024-07-24T23:59:59+00:00","discovered_at":"2026-05-14T18:03:13.695022+00:00","generated_at":"2026-05-31T16:59:58.957995+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Navient Q2 2024 GAAP net income $36M ($0.32 EPS); Core EPS $0.29; strategic moves advancing","bullets":["GAAP net income $36M ($0.32 diluted EPS); Core Earnings $33M ($0.29 diluted EPS).","Pre-tax income reduced by $35M from restructuring ($16M), regulatory ($12M), and FFELP prepayment write-off ($7M).","Consumer Lending net income $60M, originations $278M; Federal Education net income $28M, net interest margin 0.36%.","Business Processing segment revenue $81M, EBITDA $20M; process to divest division launched.","Repurchased $38M shares; $209M remaining authority; paid $17M dividends; issued $728M ABS."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-24-183075","json":"https://secwatch.observer/filing/0001193125-24-183075.json","markdown":"https://secwatch.observer/filing/0001193125-24-183075.md","text":"https://secwatch.observer/filing/0001193125-24-183075.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1593538/000119312524183075/0001193125-24-183075-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1593538/000119312524183075/d867272d8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-31T16:59:58.957995+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}