{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-24-183299","form_type":"8-K","ticker":"BPOP","cik":"0000763901","company_name":"POPULAR, INC.","filed_at":"2024-07-24T23:59:59+00:00","discovered_at":"2026-05-14T18:03:15.804467+00:00","generated_at":"2026-05-31T17:40:05.428951+00:00","sec_items":["2.02","7.01","8.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Popular Q2 net income $177.8M, EPS $2.47; announces $500M buyback and 13% dividend hike","bullets":["Net income $177.8M ($2.47 diluted EPS) vs Q1 $103.3M; adjusted net income up $42.6M ex-FDIC charge.","Net interest income $568.3M (+3.2% QoQ); net interest margin expanded 6 bps to 3.22%.","Credit quality improved: NPLs down $12.3M, NCOs down $8.6M, ACL/NPLs 213.6%.","Authorized $500M common stock repurchase; quarterly dividend raised 13% to $0.70 (Q1 2025, pending Board).","CET1 ratio 16.48%; loans $35.6B, deposits $65.5B at quarter-end."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-24-183299","json":"https://secwatch.observer/filing/0001193125-24-183299.json","markdown":"https://secwatch.observer/filing/0001193125-24-183299.md","text":"https://secwatch.observer/filing/0001193125-24-183299.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/763901/000119312524183299/0001193125-24-183299-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/763901/000119312524183299/d857011d8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-31T17:40:05.428951+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}